The EUR/USD exchange rate is at a critical point, with increasing speculation that the euro may reach parity (1.00) against the US dollar by 2025.

The EUR/USD exchange rate landscape is characterized by significant economic and monetary divergence between the eurozone and the United States. It’s anticipated that the ECB will cut interest rates from 4.0% to 3.5% in response to slowing growth within the eurozone. In contrast, the US Federal Reserve is expected to maintain higher interest rates, ranging from 4.5% to 5.0%, for an extended period. This disparity creates a widening interest rate gap that diminishes the euro's appeal for investors, making the US dollar a more attractive option.

Furthermore, the economic outlook for the eurozone remains bleak, with GDP growth projected at just 0.5%, while the US economy is expected to grow at a more robust 1.8%. This stark difference in growth rates exacerbates the euro's vulnerability as international investors seek opportunities in stronger economies. The potential for the euro to reach parity with the US dollar is heightened by these macroeconomic factors, which underline the current fragility of the eurozone's economic environment.

Geopolitical and market sentiment influences

Geopolitical uncertainties are crucial in shaping the economic landscape and influencing the EUR/USD exchange rate. Ongoing conflicts — particularly the Russia-Ukraine war and tensions in the Middle East — continue to create instability that negatively impacts the eurozone. These geopolitical risks are driving investors toward the US dollar, which is perceived as a haven during times of uncertainty.

Additionally, market sentiment has shifted toward a bearish outlook for the euro. Hedge funds and institutional investors are increasingly taking short positions on the euro, betting on its decline. This negative sentiment reflects concerns about the eurozone's economic outlook, and suggests that if the current trend continues, the euro could quickly approach parity with the dollar. The interplay between geopolitical factors and market sentiment underscores the challenges facing the euro, amplifying the potential for volatility in the currency markets.

Implications for businesses and investors

The implications of a potential euro decline leading to parity with the dollar are significant for various stakeholders, including businesses, investors and policymakers. For European exporters, a weaker euro could provide a competitive edge, making their products more affordable in global markets. This could boost sales for various industries, such as luxury goods, automobiles and machinery. However, importers and businesses that rely on dollar-denominated goods will face increased costs, which could squeeze margins and lead to inflationary pressures.

For investors, the prospect of heightened volatility in the forex market presents both risks and opportunities. Strategies such as shorting the euro or using 

 for hedging against currency fluctuations may become more prevalent as market conditions evolve. Central banks, particularly the ECB, may consider interventions if the euro approaches parity with the US dollar, although the historical effectiveness of such measures has been limited without coordination with the Fed.

In summary, the potential for the euro to fall to parity with the US dollar is being driven by a combination of economic divergence, geopolitical uncertainties and shifting market sentiment. Stakeholders must remain vigilant and be ready to adapt in order to navigate this complex environment. The evolving dynamics will require businesses and investors to closely monitor central bank policies, economic indicators and global risk factors to effectively manage their exposure and capitalize on potential opportunities in the currency markets.

Advanced

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Bybit FX Insight Report: Is EUR/USD Parity Possible in 2025?

BugsCoin (BGSC) revolutionizes investment education with web3, offering simulated trading, competitions, and a knowledge-sharing community for traders.

Millions of individuals around the world trade crypto and other financial assets daily via online platforms. You might be part of that vast community, or are perhaps thinking about joining it. However, trading and investing in financial assets requires knowledge, and a lack of such knowledge hampers many people’s progress — and can lead to losses and disillusionment. When traders feel that their strategies are hitting a brick wall, they wish for more knowledge, insight and guidance to help them navigate the often complex world of finance. In other words, education and insights become the most valuable resources.

Unfortunately, traditional financial education is frequently either inaccessible, or lacks the richness supported by fellow traders willing to share their insights. BugsCoin (BGSC) is a 

 project that aims to transform investment education by offering users a feature-rich environment for knowledge-sharing and simulated trading. Having established a merit-based, community-driven crypto reward system, BugsCoin also runs regular trading competitions to let you not only earn simulated profits, but also get rewarded for your performance.

By gamifying trading and investment education, BugsCoin helps you acquire valuable skills and experience in a risk-free environment. The platform's collaborative community, AntTalk, is also a great way to learn from others and share your own trading strategies.

BugsCoin is a true innovator in the field of web3-based investment education, and the project's potential hasn't escaped the attention of the crypto investor community. Over the past seven days to the time of this writing on Mar 27, 2025, the platform's native token, BGSC, has skyrocketed by 476%, becoming one of the best performers in an otherwise subdued market.

 (BGSC) is a web3-based investment education platform that helps you acquire valuable knowledge and skills via its knowledge-sharing community, regular trading competitions and simulated trading environment. 

Successful traders in the simulated trading competitions are rewarded with BGSC, the project's native cryptocurrency. The project's key aims are to support financial education through risk-free simulated trading and a community-driven, meritocratic reward system.

BugsCoin was founded by prominent South Korean YouTuber INBUM, and launched on 

 (BNB) in late 2024. INBUM, who also serves as the project's CEO, started as an influencer, sharing mostly gaming-related content, but then gravitated to the finance and trading niches, regularly sharing his advice and insights on the Korean stock market and international futures markets. As of late March 2025, INBUM has more than 630,000 followers on his YouTube channel.

AntTalk, the foundation associated with BugsCoin, is a collaborative community platform where users can learn from each other, share trading insights and discuss strategies. It's a space for educational interaction and peer-to-peer learning within the trading community.

 component soon. Bugs Funded Trader will provide traders with virtual funding, and evaluate their performance on various trading tests with specific performance benchmarks, such as achieving a certain profitability level. Traders who successfully pass the tests will earn crypto rewards.

For the future, BugsCoin also aims to expand its footprint into the 

 and artificial intelligence (AI) niches, with the launch of BugsCoin Games scheduled for Q3 2025 and AI-driven investment learning and trading analysis to be introduced sometime in 2026.

AntTalk’s key feature is its simulated trading environment. As a new user, you’re given 100,000 USDT in virtual funds to trade various digital assets and test your abilities. The mock system allows you to acquire practical trading skills without risking any real funds. You can place standard 

AntTalk also boasts a vibrant user communication system for its community to exchange ideas, insights, trading strategies and educational content. It features a General Discussion Board, Trading Analysis Board and chat function, all designed to drive investment education and knowledge sharing.

Mock investment competitions are another great learning tool on AntTalk. Held regularly, these competitions provide users with virtual capital to compete, and offer attractive prizes to users who achieve high ranks.

What is the BugsCoin crypto token (BGSC)?

The platform’s native crypto, BGSC, is a 

 asset issued on BNB Chain. BGSC is a key reward tool within the BugsCoin ecosystem. Users can earn BGSC by participating in competitions and simulated trading, and can exchange their reward points (Bugs Points) for BGSC every week via the Weekly Swap Feature.

BGSC can also be used to purchase items that may improve your performance in trading competitions, such as position and leverage boosts.

The token is also used to allocate rewards for active community participation. In addition, users can expect BGSC 

 during events that reward performance and dedication to the platform.

BGSC is a supply-capped asset, with a maximum supply specified at 100 billion. On Mar 19, 2025, around half of that supply amount was 

 to support the asset’s scarcity and value. 

, BGSC’s total supply stands at approximately 49.4 billion. As of Mar 25, 2025, the token’s circulating supply is 6 billion.

BGSC’s initial supply allocation shares were specified as follows:

As of Mar 27, 2025, the BGSC token is trading at $0.008298, with a market cap of around $51 million. The token has been one of the best performers in the crypto market, with 476% growth over the past nine days. For comparison, during the same period, the market's primary performance gauge, 

BugsCoin has it all for people who need practical financial education — a simulated environment for learning and trading practice, a convenient knowledge-sharing platform and even competitions to see how you rank among other learners. The platform, however, doesn't sell interactive educational content the way traditional education system providers do, and the whole idea behind BugsCoin is to utilize educational resources in a decentralized, community-based way, creating a reward system that’s meritocratic and fair.

This project also has few alternatives online — truly sophisticated community-driven educational systems are still rare in the web3 and Web 2.0 universes. If you need a risk-free environment in which to develop and test your trading skills, BugsCoin might just be the platform to consider.

Intermediate

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BugsCoin (BGSC): Transforming investment education with web3

Celo has transitioned from a Layer 1 blockchain to an Ethereum Layer 2 using Optimism rollups, enhancing security, scalability, and interoperability with Ethereum.

The S&P 500 fell 1.12% as tech stocks sank after Trump’s 25% auto tariff announcement. Gold holds above $3,000 despite a stronger USD, solid U.S. data, and Fed's cautious tone. Traders await key inflation data for further direction. The Coindesk Indices, which tracks the broader crypto market, are down by 0.49%, with Bitcoin and Ether down by 1.81% and 2.63% in the past 24 hours. Trade these markets and more with up to 500x leverage on Bybit MT5 using this 

Today's top performer is AGI, up 18.1%, as Delysium joins the AI³ Growth Journey to drive AI and Web3 innovation.

Delysium (AGI), launched in April 2022, is a blockchain-based, AI-powered virtual society and the first AAA-quality MMO on the Epic Games Store. Players can create AI companions, embark on adventures, and interact using natural language, while owning unique on-chain assets such as NFTs. Delysium is 

 the AI³ Growth Journey, an initiative by OpenBuild and HackathonWeekly to foster AI and Web3 innovation through monthly online workshops and offline mini-hackathons across Asia. The YKILY Network aims to connect global developers and build native infrastructure for AI agents. AI³ is designed for Web2 developers, Web3 pioneers, and AI enthusiasts, with support from major sponsors like 0G Labs, GoKiteAI, and Supra Labs, as well as community and media partners such as StartupGrind and TechFlowPost.

Check out the latest prices, charts, and data of 

 from a Layer 1 blockchain to an Ethereum Layer 2 using Optimism rollups, enhancing security, scalability, and interoperability with Ethereum. Announced on March 26, the upgrade introduces one-second block times, sub-cent transaction fees, and support for USDT and USDC as gas. The transition, first proposed in mid-2023, leverages the OP tech stack, reducing complexity by 365,000 lines of code while maintaining Celo’s chain history. This move strengthens Celo’s integration with Ethereum’s liquidity and ecosystem, positioning it as a fully aligned Ethereum L2 for improved composability and efficiency.

Yesterday, BTC spot ETFs saw a net outflow of $18.3M, with no movement in GBTC and all outflows coming from non-GBTC funds.

Coresky, a Web3 platform for fair meme coin launches, has confirmed a 

 with its TGE set for April 2025. It raised $21M in funding and launched a points program where users can earn points through daily check-ins, tasks, and voting for meme tokens. Points increase airdrop rewards. Users can also spin a daily "Wheel of Fortune" for extra points.

Beginner

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Celo transforms into Ethereum layer 2, enhancing speed, security, and liquidity

Diversifying into gold, forex and other assets through Bybit Gold&FX helps crypto traders manage risk and stabilize their portfolios amid market volatility.

Navigating financial markets can feel like riding a roller coaster, with sharp twists and turns driven by economic events, inflation and global uncertainty. While crypto offers exciting opportunities, its volatility can be overwhelming. That’s why savvy traders look beyond digital assets, incorporating gold and forex into their strategies to create a more balanced portfolio. 

 makes this approach easier, giving traders the chance to diversify their portfolios into gold, commodities and forex. At the same time, Bybit Copy Trading Gold&FX allows traders to tap into expert strategies and advanced tools to 

 and capitalize on macro trends. This handy guide explores three simple steps to embrace macro volatility with Bybit Gold&FX so you can build a more resilient trading approach.

Volatility is a measure of how much asset prices fluctuate over time, indicating the level of uncertainty in financial markets. Higher volatility means bigger price swings, while lower volatility suggests more stability.

Why crypto traders should pay attention to gold, stocks and forex

, with prices often fluctuating dramatically and creating potential risks for investors. To 

, many crypto traders look toward diversifying their portfolios by incorporating traditional assets, such as gold, stocks and foreign exchange (forex), etc. Let’s look at why this matters.

Gold has long been viewed as a hedge against economic uncertainty, inflation and currency devaluation. Unlike crypto, which can experience extreme price swings due to factors like sentiment-driven movements or regulatory shifts, gold tends to retain or even grow in value during economic downturns. 

In March 2025, gold reached a historic milestone, hitting an 

. This rally was largely driven by geopolitical tensions, including renewed trade tariffs and Middle East instability, as well as expectations of interest rate cuts by the US Federal Reserve. During times of global stress, investors often shift capital into gold to preserve wealth — a pattern that has repeated strongly this year. 

For crypto traders, gold presents a way to counterbalance the volatility of digital assets. When crypto markets dip due to regulatory news or macroeconomic shocks, gold may provide stability and a steady store of value.

Equities remain one of the most established investment classes for long-term capital growth and dividend income. In contrast to many cryptocurrencies, which are highly speculative in nature, blue chip stocks and broad indices offer relatively stable returns and are influenced by business fundamentals and macroeconomic trends.

In early 2025, Chinese stocks posted an impressive comeback, with the 

. This growth was fueled by China’s economic stimulus measures, investor-friendly reforms and optimism around industrial recovery. Sectors like electric vehicles, technology and infrastructure saw particularly strong inflows.

For crypto traders, exposure to stocks can provide a more predictable and income-generating component to their portfolio — which is especially useful during periods when the crypto market is consolidating or correcting.

The forex market is the largest and most liquid market in the world, with over $7 trillion traded daily. Unlike crypto, forex operates 24/5 (instead of 24/7), and is deeply influenced by macroeconomic policies, interest rates and geopolitical developments.

In 2025, one standout example of forex movement came from the South African rand, which 

 as gold surged past the $3,000 mark. Since South Africa is a major gold exporter, the rise in gold prices naturally supported South Africa’s local currency. This is a clear example of how commodities, national economies and forex are closely linked, offering savvy traders multiple angles for profit.

For crypto traders, forex offers the opportunity to diversify into another high-liquidity market with its own rhythm and drivers. It’s especially attractive for those looking to apply 

 across different assets or hedge macro exposure.

Platforms like Bybit provide features that make it easier for traders to add traditional assets into their portfolios. Bybit Gold&FX, for example, allows users to access gold and forex markets alongside their crypto holdings, helping them create more diversified and sturdy investment strategies. This integration gives traders the flexibility to take advantage of diverse market conditions — so they can better manage their risk.

 offers traders a powerful and versatile platform to access a wide range of global markets — from crypto and forex to CFDs on commodities and 

Built for both beginning and more seasoned traders, Bybit Gold&FX comes packed with over 90 technical indicators, customizable charting tools and support for automated strategies through Expert Advisors (EAs). Its robust order management system ensures flexibility and precision, making it ideal for executing complex trading strategies in real time.

Investors and traders who prefer a more laid-back approach can consider 

 instead, a copy trading feature on the Bybit platform that allows users to replicate expert strategies in 

 (MT5). It offers a way to diversify portfolios with traditional assets by leveraging the expertise of advanced traders, helping reduce risks tied to crypto market volatility.

How to embrace macro volatility with Bybit Gold&FX

Managing macroeconomic volatility with Bybit Gold&FX requires a thoughtful and strategic approach. The following short description will show you how traders can embrace this volatility and play the macro game in three simple steps.

Understand the broader economic forces that drive market movements, including inflation rates, central bank policies and geopolitical events. Keep an eye on key developments, such as 

 (FOMC) meetings and Federal Reserve speeches, as well as factors like political instability and trade wars that can have an impact on global markets. 

 in early 2020. As uncertainty began to spread, gold prices surged because investors saw it as a safe-haven asset. Studies found a strong link between rising global COVID-19 cases and increased gold prices, with the pandemic contributing to significantly more volatile gold returns.

Bybit offers insights into macro trends and volatility, helping traders make fact-based decisions. Tools such as

 can provide a clearer picture of current market conditions and potential shifts, allowing traders to adjust their strategies with confidence.

Diversify your portfolio with a mix of assets on Bybit Gold&FX, including gold, forex and contracts for difference (CFDs) in order to navigate market fluctuations more effectively. As a traditional safe-haven asset, gold can help hedge against crypto volatility, inflation and currency devaluation. 

Forex pairs like EUR/USD or USD/JPY offer opportunities to capitalize on global economic trends, while commodities like oil and silver add another layer of diversification. 

 allows traders to amplify potential gains in these markets without directly owning the underlying assets. However, CFD trading and leverage carry significant risks, as they can amplify both gains and losses that potentially exceed your initial deposit.

Historically, cryptocurrencies like Bitcoin have shown 

 with traditional assets like gold and stocks, meaning their relative price movements don’t always align. This weak correlation suggests that adding traditional assets to your portfolio can help offset potential losses in the crypto market.

To track these relationships, traders can use tools such as correlation matrices. In addition, platforms such as Chainalytics Labs provide 

 that map out connections between major blockchains, gold, silver and 

, an open-source tool that helps visualize the relationship between cryptocurrencies and other financial assets.

Step 3: Execute trades efficiently on Bybit Gold&FX

Bybit Gold&FX gives you direct access to global markets — all with your USDT, no fiat conversion required. As the only crypto exchange offering this unique product, Bybit Gold&FX offers fast execution, advanced charting capabilities and customizable trading strategies, enabling traders to analyze markets effectively and respond swiftly to price movements. This is especially helpful for traders looking to act on major news — such as gold’s recent all-time high of over $3,050.

 and create your MT5 account, then proceed to download the MT5 platform and fund your account to start trading.

When you’re ready to start using Bybit Copy Trading Gold&FX, head to the 

 tab. Once you've selected a trader whose strategy aligns with your goals, configure your settings to 

. From there, you can automatically copy their trades and gain exposure to gold, forex and CFD markets with ease.

Bybit Gold&FX provides crypto traders with a powerful way to navigate market volatility by diversifying into gold, forex and other traditional assets. By understanding macro trends, strategically positioning across multiple asset classes and leveraging Bybit’s advanced trading tools, traders can build more resilient portfolios. 

Diversification helps you reduce risk, stabilize returns and take advantage of opportunities beyond the crypto market. Whether through Bybit Gold&FX’s advanced features or Copy Trading Gold&FX, Bybit empowers traders to adapt and thrive in uncertain market conditions. In the dynamic financial market, embracing a well-rounded investment strategy is key to long-term success.

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3 easy steps to embrace macro volatility with Bybit Gold&FX

Bybit Learn

Altcoins

Stablecoin

USD Coin is one of the most popular stablecoins, but what is it and how does it work? Bybit Learn takes a look in this beginner's guide.

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Cryptocurrencies are known for their high level of volatility, as their prices may skyrocket or dramatically drop in a matter of a few hours, let alone days and weeks. Under such circumstances, a solution is required to keep a coin’s price stable while providing users with all the other perks of decentralized payment options.

In this guide, we’re going to review such solutions with a special focus on USDC (USDC), a stablecoin issued by 

 Consortium, LLC, consisting of Circle and Coinbase.

 as “digital units of value that differ from existing forms of currencies and rely on a set of stabilization tools to minimize fluctuations in their price against a currency or basket thereof.” 

Stablecoins are a digital representation of 

 on blockchains, developed to mimic the price of fiat using a stabilization mechanism. This type of cryptocurrency has a stable price, so users can always redeem a single coin for $1 (or for any other currency to which they’re pegged). Stablecoins can also be an instrument for traders to switch to a more stable digital asset when cryptocurrency markets are volatile. 

With the maintenance of a stable rate, regardless of market fluctuations, stablecoins are a financial tool that’s useful for the protection of capital and profits during periods of intense drawdowns. Also, the capability to transfer funds across exchanges without the need to convert them to fiat helps asset holders stay within the cryptocurrency ecosystem. Thus, they’re protected from negative consequences that can arise in some jurisdictions.

Stablecoins are a good solution for unregulated exchanges that don’t provide conversion to fiat currencies. The scope of their application has also been extended to customers with restricted access to foreign currencies. They’re faster and more cost-effective than fiat money. Payments are settled within a minute, as a rule, depending upon the underlying blockchain. Most stablecoins reside on the Ethereum platform. 

The challenges for the widespread adoption of stablecoins include 

 compliance and regulatory uncertainty. The benefits include features such as reduced cost, improved interoperability and speed. 

USDC is a stablecoin pegged to the U.S. dollar, backed by U.S. dollars held in reserve. The white paper for the USDC stablecoin says that it was developed for beginners who want to enter the world of cryptocurrencies safely and without high costs. 

The governments of different countries often resort to a method called quantitative easing, or QE, which implies the issuance of a new supply of money by central banks globally. Acting in this way, they take politically motivated measures to reach certain goals and save certain beneficiaries from collapse, which would harm the economy. QE can, however, cause a range of undesirable consequences, such as inflation or deflation, as well as create favorable conditions for the crypto revolution that’s currently forming the global financial landscape. 

All these changes are actively supported by tech-savvy users, throughout the world, who have become active participants of the cryptocurrency ecosystem. However, there’s still much to do regarding the widespread adoption of this technology. People who are interested in cryptocurrencies may still prefer using traditional money systems, due to security concerns. Factors keeping them away from cryptocurrencies include: 

1. Sophisticated systems employed by different blockchains

The UI and functionalities offered by cryptocurrencies are usually so complicated that only technically skilled customers know how to operate with them. USDC was designed to facilitate the onboarding process.

2. Volatility of the cryptocurrency market 

Cryptocurrencies exhibit excessive volatility, and sudden changes in the price of an asset may be off-putting. Therefore, stablecoins attract beginners looking for a reliable store of value. This is a way to avoid the inherent price volatility of cryptocurrencies, as the essence of a stablecoin is to be an equivalent of fiat currency. As for USDC, its value is equivalent to one U.S. dollar, and its price is kept stable. 

The Centre Consortium introduced the USDC stablecoin as a means of trying to solve these issues and to remove obstacles on the way to widespread cryptocurrency adoption. 

In September 2018, Circle announced the release of a fiat-backed stablecoin, USDC. Previously, Gemini and 

 had already announced stablecoins developed by their platforms. Circle designed USDC in cooperation with BITMAIN, a leading Bitcoin hardware mining manufacturer. It’s worth noting that BITMAIN 

 conducted by Circle in May 2018. The company presented USDC as a more regulated alternative to other cryptocurrencies.

In October 2018, USDC became the first stablecoin that was listed on the then-biggest trading platform, Coinbase. Circle and Coinbase then formed a joint venture known as the Centre Consortium to develop the underlying technology of USDC and to govern it.

USDC was listed on Coinbase in October 2018, and in November 2018, Binance added it to its listing, helping to bootstrap the liquidity of the stablecoin quickly. The popularity of the USD crypto coin increased even more after it became available for trading in over 80 countries. 

This explosive growth followed amidst the reality of the coronavirus pandemic, when people started using USDC as a 

 against fiat currencies. In addition, the development of the decentralized finance (

) sector helped to drive a massive amount of traffic to USDC. Innovative features such as 

 contributed to its growing popularity. This stablecoin has become one of the leading digital assets, with amounts deposited on different DeFi platforms. By 2021, the 

 of USDC exceeded 9 billion after having 

 in 2020, which resulted in its becoming known as the fastest-growing stablecoin in the market. 

In August 2022, Bybit announced its partnership with Circle to promote the use and growth of USDC by providing users with a range of USDC products, such as 

. To make transactions even easier for its customers all over the world, Bybit allows instant auto-conversions between USD & USDC (as well as other Circle-issued stablecoins). 

USDC has been witnessing a notable surge in popularity, reflecting a significant shift in stablecoin market dynamics. Despite Tether's USDT holding a dominant position, with a 70% market share and a market cap of $114 billion, USDC has made impressive gains, increasing its market share by 37% since the collapse of Silicon Valley Bank (SVB).

The recovery of USDC is particularly notable, given its strong rebound post-SVB collapse as it experienced a temporary dip in market capitalization from $48 billion to $24 billion in 2023. However, in 2024, USDC's market cap has climbed to $34 billion, buoyed by a broad increase in trading volumes — from $9 billion in 2023 to $23 billion in 2024. This recovery was supported as USDC became the first stablecoin to comply with the European Union's Markets in Crypto-Assets (MiCA) regulations, which has significantly enhanced its appeal for institutional investors and in regulated markets.

Furthermore, compliance with MiCA has positioned USDC favorably against other stablecoins, especially in European markets, where regulatory compliance is highly valued. This alignment with regulatory standards has contributed to USDC capturing 95% of large transaction volumes, indicating a strong preference among large-scale investors and institutions for regulated stablecoins.

On Feb 25, 2025, it was announced that the Dubai Financial Services Authority (DFSA) has officially recognized and regulated Circle’s stablecoins, USDC and EURC, allowing them to be integrated into financial institutions and fintech services within the Dubai International Financial Centre (DIFC). This milestone strengthens Circle’s position as a leading global stablecoin issuer, already compliant with EU MiCA regulations and Canada’s new listing rules. The approval expands access to USDC and EURC for over 6,000 companies in Dubai, enabling the use of these stablecoins in digital payments, trading and treasury management. 

Overall, the stablecoin market is continuing to grow, with a total market cap reaching 

. In fact, Circle’s USDC stablecoin reached a record market capitalization of over $56 billion in mid-February 2025, marking a strong resurgence in demand. Over the past month, USDC’s market cap grew by $10.2 billion, primarily fueled by increased Solana-based DeFi trading — outpacing the $4.6 billion growth of Tether’s USDT, which remains the world’s largest stablecoin with a $142 billion market cap. This growth signals a full recovery for USDC after its 2023 depeg crisis, linked to 

Stablecoins like USDC and USDT play a crucial role in crypto trading and liquidity, and their expansion is often seen as a positive indicator of market health. Their recent surge aligns with past periods of crypto market rallies, suggesting strengthening investor confidence despite macroeconomic uncertainties.

As of Feb 26, 2025, the circulating supply of USDC is approximately 56.2 billion tokens. Its current 24-hour trading volume is $14.3 billion, and its market cap is over $56.2 billion. 

The journey of USDC has been marked by significant technological advancements, starting with the release of USDC 2.0 in August 2020. This version was a pivotal upgrade by the Centre Consortium, introducing functionalities designed to enhance the usability of digital wallets and services supporting stablecoins. USDC 2.0 featured an innovative gasless 

 feature that allowed wallet developers to manage network fees directly in USDC instead of ETH, thus removing a significant barrier to mainstream adoption. This upgrade ensured full compatibility with existing infrastructures, facilitating seamless integration into payment systems, peer-to-peer transactions and e-commerce.

Building on this foundation, Circle introduced USDC v2.2 in November 2023, with the upgrade being rolled out across various networks into early 2024. This latest version introduces substantial improvements, such as reducing gas costs, bolstering security measures and supporting account abstraction on 

Notably, v2.2 adopts EIP-1271 to enable transactions from smart contract wallets, expanding usability within the decentralized finance (DeFi) ecosystem. This version further optimizes blocklist checks and enhances efficiency, resulting in reduced transaction costs and an improved user experience. All changes in USDC v2.2 are fully backward-compatible, require no action from users or developers and have been rigorously audited to ensure the highest standards of security and reliability.

These upgrades reflect USDC's commitment to innovation and its desire to maintain a leading edge in the rapidly evolving digital currency space. By continuously enhancing its features, USDC is setting a standard for stablecoin functionality, paving the way for more widespread adoption and integration into global financial systems. For developers and users eager to dive deeper into the technical details or engage with the community, Circle encourages joining the discussions on their Discord channel or exploring further through their community resources.

USDC upholds its 1:1 parity with the U.S. dollar by guaranteeing that each circulating USDC token is supported by an equal amount of U.S. dollars or comparable assets. Circle achieves this equilibrium by holding both cash and cash equivalents that match the circulating supply of USDC, thus maintaining the reserve balance.

The process of creating new USDC is known as minting, whereby businesses deposit U.S. dollars into their Circle Accounts and receive an equivalent amount of USDC. Conversely, when USDC is redeemed for U.S. dollars, the process is called burning, which removes the equivalent amount of USDC from circulation.

 token on the Ethereum blockchain, but has expanded its presence to other blockchain networks as well. This broad compatibility makes USDC a versatile digital currency, suitable for a wide range of applications.

The USDC ERC-20 token creates payment, lending, investing and trading possibilities. The ecosystem grows with the addition of other tokens and tokenization of goods and services, while the smart contract facilities become the fundamental building blocks of value exchange. The open-source framework developed by the Centre Consortium team enabled the interaction of fiat money with smart contracts, thus providing the possibility of using real-world currencies in blockchain applications. 

The USDC token is used for quick remittances and payments throughout the globe. Customers only need to have wallets and internet access to take advantage of uncensorable interoperable transactions. It’s possible to send large amounts to any location at a low fee. Since it’s a matter of minutes, this type of cryptocurrency asset is irreplaceable for holders. Apart from almost instant settlement, the benefits include round-the-clock availability, irreversibility and lower counterparty risks. 

In comparison with fiat currencies, USDC offers a wide range of uses, including higher leveraged trading and low-cost and secure transactions. The asset can also be used in the DeFi sector when buying cryptocurrency products in 

With this cryptocurrency asset, banking becomes available for the unbanked. It is often regarded as an alternative to traditional finance that brings the democratization process to the international financial system via blockchain technologies. 

Transparency of USDC is guaranteed due to their regulation and full support by U.S. institutional bodies. The issuers of USDC issuers are obliged to deliver transparency to customers. 

The stablecoins developed by Centre Consortium — USDC and Euro Coin — are issued by regulated, licensed financial institutions that maintain full reserves of the equivalent fiat currency. The USDC reserves are kept in a special bank account that is monitored and regularly audited. You can find 

The combination of cryptocurrency properties and a guarantee of USDC’s value granted by leading cryptocurrency giants (Coinbase, Circle and Bybit) contributes to the adoption of USDC in the world. 

The transparency of USDC is highly assessed by experts, especially after the reputations of Tether and Bitfinex were compromised by the investigation initiated by the New York Attorney General’s office. However, it didn’t blemish the reputation of stablecoins. On the contrary, this case emphasized the need for a legitimate and regulated stablecoin. 

Sign up for a Bybit account, or log in to your existing Bybit account to buy stablecoins via the 

. Select USDC through the drop-down box, choose a preferred fiat currency, then go to your cart and check out with your preferred payment method. Upon any successful purchases, the USDC should reflect in your Spot Account within five minutes. Alternatively, you may also purchase USDT directly using your credit or debit card via the One-Click Buy portal and then convert the purchased USDT to USDC via the Bybit Convert function.

Select a preferred advertiser with your ideal USDC price listed on the 

, then proceed with the selected payment method. The purchased coins should reflect in the asset wallet once the seller has successfully released the coins.

Enjoy competitive P2P trading prices for purchases, with 0% trading fees and multiple payment methods. Users can buy and sell USDC with local currencies to choose from, such as HKD, IDR, JPY, MYR, PHP, RUB and UAH.

When USDC gained popularity in 2020, users started storing their USDC in personal wallets. Since USDC is powered by Ethereum, there are many ways to store the asset, with the two basic types being either ERC-20–compatible wallets or hardware wallets. 

Any Ethereum wallet can be used for this purpose, for example Atomic Wallet, Coinbase Wallet, MyEtherWallet, Coinomi, AlphaWallet, MetaMask, BitGo and others. As for hardware wallets, the Ledger wallet is the most secure option. 

 campaign, featuring three events that offer you a chance to win a share of the 100,000 USDC prize pool and earn a 12% APR. The campaign runs from Feb 25, 2025 through Mar 16, 2025, 10AM UTC.

New to crypto? Make your first deposit of at least $100 and trade $100 or more in USDC-related Spot pairs (excluding zero-fee pairs) to receive a 5 USDC airdrop. It’s an easy way to begin your crypto journey while earning extra USDC. Limited rewards are available, so act quickly.

Event 2: Bybit Exclusive USDC Simple Earn Yield

Boost your passive income with Bybit’s high-yield USDC savings. Earn 12% APR on USDC Fixed Savings and, if you’re a new user, enjoy an additional 5 USDC APR booster. This exclusive opportunity helps you grow your USDC holdings with minimal effort.

Win guaranteed rewards with the USDC Lucky Spin. Complete simple tasks to earn spin tickets, each spin guaranteeing a prize. Tickets are available on a first-come, first-served basis, so the faster you participate, the better your chances.

For more information regarding these events, visit Bybit’s official 

While Bitcoin’s currently high volatility makes the future of its mass adoption for daily payments questionable, there are high hopes that stablecoins such as USDC have a chance to change the situation. This stablecoin is a great solution, with many possible use cases and a bright future.

A Beginner’s Guide: What Is USDC and How Does It Work?

Grab Up to 5,000 USDT in Rewards

Grab Up to 5,000 USDT in Rewards